Police rescue 50-pound tortoise on Junction street Albany Times Union The Grand Junction Daily Sentinel reports (http://tinyurl.com/775rep9 ) someone called 911 on Tuesday to report the tortoise was creeping along the curb and sometimes weaving into traffic. A police officer moved the tortoise away from the road and a ... |
sábado, 30 de junio de 2012
Police rescue 50-pound tortoise on Junction street - Albany Times Union
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viernes, 29 de junio de 2012
Newport's 'My Forecast' Dramatically Boosts Employees' Retirement Readiness - MarketWatch (press release)
eragywaqer.wordpress.com
Newport's 'My Forecast' Dramatically Boosts Employees' Retirement Readiness MarketWatch (press release) ORLANDO, Fla., Jun 28, 2012 (BUSINESS WIRE) -- The Newport Group, a leading national provider of retirement and executive benefit plans, announced that its "My Forecast" retirement readiness service is having a dramatic impact on employees' ... |
miércoles, 27 de junio de 2012
Business bankruptcies jump 64% compared with year ago - Washington Business Journal: Washington Bureau
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The number of business filings was up 11 percent over the total for the fourt h quarterof 2008, according to the Administrative Office of the U.S. Nearly 10,000 of the businessx filings in the first quarter were Chapter7 liquidations. Chapter 11 reorganizationx accountedfor 3,421 Overall bankruptcy filings, including personal totaled 330,447 in the firstr quarter of 2009, up nearly 35 percent from the same period a year earlier. For the 12-monty period that ended March 31, more than 1.2 milliom bankruptcies were filed -- the highest 12-month total since Congress tightened bankruptcy rules inOctober 2006.
"As unemploymengt figures continue to rise and financingremains elusive, we expect filingsw to surge past 1.4 million cases by said Samuel Gerdano, executive director of the Americaj Bankruptcy Institute. Tennessee had the highest per-capita rate of bankruptcu filings in thefirst quarter, followede by Nevada, Alabama, Georgia and Indiana. Judicia districts with the highest percentage increase in filinge included the Central Districtof California, Arizona, the Southern District of California, Nevada and the Easter n District of California.
For more information, see
The number of business filings was up 11 percent over the total for the fourt h quarterof 2008, according to the Administrative Office of the U.S. Nearly 10,000 of the businessx filings in the first quarter were Chapter7 liquidations. Chapter 11 reorganizationx accountedfor 3,421 Overall bankruptcy filings, including personal totaled 330,447 in the firstr quarter of 2009, up nearly 35 percent from the same period a year earlier. For the 12-monty period that ended March 31, more than 1.2 milliom bankruptcies were filed -- the highest 12-month total since Congress tightened bankruptcy rules inOctober 2006.
"As unemploymengt figures continue to rise and financingremains elusive, we expect filingsw to surge past 1.4 million cases by said Samuel Gerdano, executive director of the Americaj Bankruptcy Institute. Tennessee had the highest per-capita rate of bankruptcu filings in thefirst quarter, followede by Nevada, Alabama, Georgia and Indiana. Judicia districts with the highest percentage increase in filinge included the Central Districtof California, Arizona, the Southern District of California, Nevada and the Easter n District of California.
For more information, see
martes, 26 de junio de 2012
bizjournals Media Kit - Terms and Conditions
stelauguqdinec.blogspot.com
Rich media creative is due five (5) businessz days prior to the start of the Ad materials should be sentto . If Ad Materialzs are late, the Advertiser/Agency is still responsiblw for the media purchased pursuant tothe IO. It is the Advertiser/Agency'sa responsibility to send Ad Materials in accordance with bizjournals' specifications, whichy can be found at Bizjournalse reserves the right to reject any advertisement for any reason. All advertisingy is subject to the approvalof bizjournals. No penaltyg if cancellation is received in writingh by bizjournals 14 days prior to stary date ofthe campaign.
Inside of 14 days, cancellation will be effectivse 14 days from the date the writtebn cancellationis received. Example: if the cancellation is receiver 7 days prior to the start ofthe campaign, the advertiser will be responsible for the first 7 days of the campaign. Once a campaign has cancellations will be effective 14 days from the date the writtenh cancellationis received. Bizjournals' liability for errors on its part will be limited to the cost of the spac occupied bythe error. No allowances will be made for errora that do not affect the valu e ofthe ad. All errors are compensated as "mak goods" on comparable ad space in the nextavailabled spot.
Bizjournals shall not be responsible for any errorsa or flaws contained within an ad which has been approved by Claims must be made within 30 days from date of The Advertiser/Agency agrees that paymengt for advertising will be monthly and is due upon the receiptt of the invoice. If this contract is signed by anAdvertisinhg Agency, bizjournals reserves the right to hold the Advertiser and/or its Advertising Agency jointly and severallg liable for such monies as are due and payabl e to bizjournals, including all attorney fees, and expenses incurred in collection thereof, without relied from valuation and appraisement laws.
Rich media creative is due five (5) businessz days prior to the start of the Ad materials should be sentto . If Ad Materialzs are late, the Advertiser/Agency is still responsiblw for the media purchased pursuant tothe IO. It is the Advertiser/Agency'sa responsibility to send Ad Materials in accordance with bizjournals' specifications, whichy can be found at Bizjournalse reserves the right to reject any advertisement for any reason. All advertisingy is subject to the approvalof bizjournals. No penaltyg if cancellation is received in writingh by bizjournals 14 days prior to stary date ofthe campaign.
Inside of 14 days, cancellation will be effectivse 14 days from the date the writtebn cancellationis received. Example: if the cancellation is receiver 7 days prior to the start ofthe campaign, the advertiser will be responsible for the first 7 days of the campaign. Once a campaign has cancellations will be effective 14 days from the date the writtenh cancellationis received. Bizjournals' liability for errors on its part will be limited to the cost of the spac occupied bythe error. No allowances will be made for errora that do not affect the valu e ofthe ad. All errors are compensated as "mak goods" on comparable ad space in the nextavailabled spot.
Bizjournals shall not be responsible for any errorsa or flaws contained within an ad which has been approved by Claims must be made within 30 days from date of The Advertiser/Agency agrees that paymengt for advertising will be monthly and is due upon the receiptt of the invoice. If this contract is signed by anAdvertisinhg Agency, bizjournals reserves the right to hold the Advertiser and/or its Advertising Agency jointly and severallg liable for such monies as are due and payabl e to bizjournals, including all attorney fees, and expenses incurred in collection thereof, without relied from valuation and appraisement laws.
lunes, 25 de junio de 2012
Governor signs more solar bills - Phoenix Business Journal:
sucujovide.wordpress.com
House Bill 2332 will allows school districts greater flexibilitg in making renewable energy sourcesd part ofbuying power, while HB2336t will create renewable energy infill zoness giving cities and counties authorithy to create special incentives and taxing districts that coulfd be applied to renewable energy production. The infillk district legislation is similar to laws inothef states. It allows residente and businesses in those areas to pay for installing renewable energy through property taxesand bonds. , whichy provided incentives for manufacturers of renewable energy to locatin Arizona.
The Greater Phoenix Economic Council, alongg with several other business groups, backed the GPEC officials this week are meeting with up to 25 solaer companies at the Intersolar conference in San While incentives are a key to boostinhthe state’s solar industry, officialsz in that sector also said increased deman from the community will further propel the industry.
House Bill 2332 will allows school districts greater flexibilitg in making renewable energy sourcesd part ofbuying power, while HB2336t will create renewable energy infill zoness giving cities and counties authorithy to create special incentives and taxing districts that coulfd be applied to renewable energy production. The infillk district legislation is similar to laws inothef states. It allows residente and businesses in those areas to pay for installing renewable energy through property taxesand bonds. , whichy provided incentives for manufacturers of renewable energy to locatin Arizona.
The Greater Phoenix Economic Council, alongg with several other business groups, backed the GPEC officials this week are meeting with up to 25 solaer companies at the Intersolar conference in San While incentives are a key to boostinhthe state’s solar industry, officialsz in that sector also said increased deman from the community will further propel the industry.
sábado, 23 de junio de 2012
Contractors battle tougher competition - Business First of Columbus:
yfimuna.wordpress.com
During more stable economic times, Golka woulds see a handful of rival electricians bidding for work oncommercial Now, the owner of in Mesa said he is competing with 25 to 40 othere to do electrical work at churchesx and small businesses. Rike, CEO of in is accustomed to seeing three or four rivaol bids forconstruction projects. Now, he’sa seeing as many as 15 other firms biddingvagainst him. He’s also seeing large development and general contractors bidding on smaller work becauss of thedown economy. “The big, big guys are dabbling in the smalo stuff,” said Rike, adding large players are biddingt against him fora $100,000 construction project at a Valleuy hospital.
The heavy competition is a direct result of the statew and national recession and cuts across the construction andservicew sectors. The economy has led to less businesss andconsumer activity, which means more companiex are chasing fewer leads and projects. Rike said the scenariio of more businesses chasing fewer customers has playesd out inpast downturns, but this recession is more Architects are seeing a similar “It’s scary intense. We’re seeing anywhere from 30 to 40 architecturew firms submitting on thesame project,” said Stephanie business development manager in the Phoenix office of , a Detroit-basesd architecture firm.
“The work is limited rightg now, so everybody is going after the same project s on the publicside — from higher education to municipal projects.” Cathy Collins, CEO of QwikBids.com, a Scottsdale firm that links consumers with service contractors, said the increased competitionm stems in part from contractors that previouslyy relied on commercial work and housin starts. Now, they are trying to stay afloat by doing repairs and remodeling for she said.
The $787 billion federal stimulus program has been slow to move money from Washingtoninto shovel-read projects, and commercial- and housing-related contractors say for the most part they aren’yt reaping benefits from the government Mark Giebelhaus, president of in said his company specializes in plumbing work for apartmentse and hotels, but he doesn’t expect anything from the stimulus. He said the bigger challengew for his firm is an increasein out-of-state contractorx and subcontractors competing for work in the Valley. The lingeringv credit crunch also is holdingup projects, drying up the alreadyy arid pipeline of work for contractors.
“Financing is almost impossible to obtaimn fornew projects. Severaol of our clients have projects readyto go, but cannor get financing,” Giebelhaus said. The scramblwe for work is pronounced in the real estatee andconstruction sector, which ramped up during the recent boom and fell hard with the housing Service firms also are seeing more competition as rivalzs wrestle for work. Samantha Voth, co-owner of Festivity Catering Eventsin Scottsdale, said businesss clients have been cutting back on catere lunches, meetings and and surviving caterers sometimes chase one another’as customers. “Customers usually say they are gettinbgother bids,” Voth said.
As in the constructiojn sector, she said, smaller catering companies are facing competition fromlargert outfits. “It is still prett y competitiveout there. However, a lot of the smallerd companies are going outof business,” she Caliber Construction: Golka Electric: Festivity Catering:
During more stable economic times, Golka woulds see a handful of rival electricians bidding for work oncommercial Now, the owner of in Mesa said he is competing with 25 to 40 othere to do electrical work at churchesx and small businesses. Rike, CEO of in is accustomed to seeing three or four rivaol bids forconstruction projects. Now, he’sa seeing as many as 15 other firms biddingvagainst him. He’s also seeing large development and general contractors bidding on smaller work becauss of thedown economy. “The big, big guys are dabbling in the smalo stuff,” said Rike, adding large players are biddingt against him fora $100,000 construction project at a Valleuy hospital.
The heavy competition is a direct result of the statew and national recession and cuts across the construction andservicew sectors. The economy has led to less businesss andconsumer activity, which means more companiex are chasing fewer leads and projects. Rike said the scenariio of more businesses chasing fewer customers has playesd out inpast downturns, but this recession is more Architects are seeing a similar “It’s scary intense. We’re seeing anywhere from 30 to 40 architecturew firms submitting on thesame project,” said Stephanie business development manager in the Phoenix office of , a Detroit-basesd architecture firm.
“The work is limited rightg now, so everybody is going after the same project s on the publicside — from higher education to municipal projects.” Cathy Collins, CEO of QwikBids.com, a Scottsdale firm that links consumers with service contractors, said the increased competitionm stems in part from contractors that previouslyy relied on commercial work and housin starts. Now, they are trying to stay afloat by doing repairs and remodeling for she said.
The $787 billion federal stimulus program has been slow to move money from Washingtoninto shovel-read projects, and commercial- and housing-related contractors say for the most part they aren’yt reaping benefits from the government Mark Giebelhaus, president of in said his company specializes in plumbing work for apartmentse and hotels, but he doesn’t expect anything from the stimulus. He said the bigger challengew for his firm is an increasein out-of-state contractorx and subcontractors competing for work in the Valley. The lingeringv credit crunch also is holdingup projects, drying up the alreadyy arid pipeline of work for contractors.
“Financing is almost impossible to obtaimn fornew projects. Severaol of our clients have projects readyto go, but cannor get financing,” Giebelhaus said. The scramblwe for work is pronounced in the real estatee andconstruction sector, which ramped up during the recent boom and fell hard with the housing Service firms also are seeing more competition as rivalzs wrestle for work. Samantha Voth, co-owner of Festivity Catering Eventsin Scottsdale, said businesss clients have been cutting back on catere lunches, meetings and and surviving caterers sometimes chase one another’as customers. “Customers usually say they are gettinbgother bids,” Voth said.
As in the constructiojn sector, she said, smaller catering companies are facing competition fromlargert outfits. “It is still prett y competitiveout there. However, a lot of the smallerd companies are going outof business,” she Caliber Construction: Golka Electric: Festivity Catering:
viernes, 22 de junio de 2012
Refi rally for TexasLending.com - Minneapolis / St. Paul Business Journal:
deeshu-tatum.blogspot.com
As many as 120 loan consultants, accounting professionals, loan processors, loan closers and clerical positions payingbetweej $30,000 to more than $100,000o a year will be said Kevin Miller, president, CEO and founder of TexasLending.com. The jobs will be addedx beginning in August and will be phasesd in during the next six to nine he said. The company has 160 employeess now, down from 180 at the peak of the Nortb Texas housing boom twoyears ago. Low mortgag e rates and Miller’s expectation of climbingb home sales are spurringthe company’s growth, he said.
“Wre expect rates to be low for the next year and a then we expect home purchasing to be stronhg after thatin Texas,” he said. The locak housing market certainly has a lot of groundto New-home sales in the Dallas-Fort Worth area were down 40% for the firsft four months of the year comparex to the same period in and sales of pre-owned single-family homes were down 24% duringh that period, according to housing market analys David Brown, director of the Dallasw office of Metrostudy. There were 4,191 new-home closings and 18,442q resales in the area through April, he Brown expects 2009 sales totrail year-ago numbere for the remainder of the year.
“Wde do expect to begi to see some modesr recovery in terms of transactions beginningin 2010, assuminb we see the national economy begib to turn around and we see the jobs pictured begin to improve,” he said. Abouy 70% of TexasLending.com’s business today is compared with 40% to 50% at this time last year, Millert said. TexasLending.com closes $60 million to $80 million in monthly loan volumed now, or about $850 million annually, Milleer said. With the additional employees, Miller’a goal is to reach $3 billion to $4 billion in annual loan volume in the next five he said.
The company provides residential mortgage loansin Texas, Florida, Michigan, Missouri and Colorado, servicing all of them from the Dallasw office. For the week ending May 22, mortgage loan application volumed nationwide wasup 28.5% compared with the same week one year according to a weekly survey by the Mortgag e Bankers Association. Refinancings made up 69.3% of the mortgage activity. Loan volume in Texas was $11.8 billion in the first quarter ofthis year, down slightlyt from $12.4 billion in 2008, according to the Texa Mortgage Bankers Association statistics.
Mortgage industry employmenr in Texas fell by more thana 30% from 2007 to but has since stabilized, said Scotf Norman, vice president of the Texas Mortgaged Bankers Association. Norman said he’as heard anecdotally that the surge in refinancings is promptinf mortgage lenders toadd employees, but he did not have specifivc industry employment numbers. To make room for new TexasLending.com has signed a lease for 69,000p square feet in its existing locatio at 4100 Alpha Road inDallasw — more than triplw the size it currently occupies, said Ben Hautt with the commercial real estatre firm Stream Realty Partners LP.
Hautg recently left Stream’s Dallas office to launcnh the company’s office in Atlanta, where he is managingb partner. TexasLending.com will begin moving into its expanded spacsin August, after the completion of renovation that are now under way. After expanding, TexasLending.com will occupg all of the third, fourth and fiftn floor and part of the firstf floor inthe 11-story building, Hautt said. “It’ an expansion, and todat that’s not something you see a lot Hautt said. “They’re thriving in the current economy.
” The 227,000-square-foort building at 4100 Alpha Road is part of The an 11-building office complex north of Interstat e 635 off Midway Road. The askintg lease rate for the space isabouy $16.50 per square foot. Hautt and Stream Realty colleague s Ben Sumner and Chad Henningsrepresentecd TexasLending.com in the lease, and Buddu Tompkins and Seth Thatcher of commercial real estatde firm GVA Cawley represented the landlord. Hautr said TexasLending.com searched the market before deciding to expand within itsexisting building.
As many as 120 loan consultants, accounting professionals, loan processors, loan closers and clerical positions payingbetweej $30,000 to more than $100,000o a year will be said Kevin Miller, president, CEO and founder of TexasLending.com. The jobs will be addedx beginning in August and will be phasesd in during the next six to nine he said. The company has 160 employeess now, down from 180 at the peak of the Nortb Texas housing boom twoyears ago. Low mortgag e rates and Miller’s expectation of climbingb home sales are spurringthe company’s growth, he said.
“Wre expect rates to be low for the next year and a then we expect home purchasing to be stronhg after thatin Texas,” he said. The locak housing market certainly has a lot of groundto New-home sales in the Dallas-Fort Worth area were down 40% for the firsft four months of the year comparex to the same period in and sales of pre-owned single-family homes were down 24% duringh that period, according to housing market analys David Brown, director of the Dallasw office of Metrostudy. There were 4,191 new-home closings and 18,442q resales in the area through April, he Brown expects 2009 sales totrail year-ago numbere for the remainder of the year.
“Wde do expect to begi to see some modesr recovery in terms of transactions beginningin 2010, assuminb we see the national economy begib to turn around and we see the jobs pictured begin to improve,” he said. Abouy 70% of TexasLending.com’s business today is compared with 40% to 50% at this time last year, Millert said. TexasLending.com closes $60 million to $80 million in monthly loan volumed now, or about $850 million annually, Milleer said. With the additional employees, Miller’a goal is to reach $3 billion to $4 billion in annual loan volume in the next five he said.
The company provides residential mortgage loansin Texas, Florida, Michigan, Missouri and Colorado, servicing all of them from the Dallasw office. For the week ending May 22, mortgage loan application volumed nationwide wasup 28.5% compared with the same week one year according to a weekly survey by the Mortgag e Bankers Association. Refinancings made up 69.3% of the mortgage activity. Loan volume in Texas was $11.8 billion in the first quarter ofthis year, down slightlyt from $12.4 billion in 2008, according to the Texa Mortgage Bankers Association statistics.
Mortgage industry employmenr in Texas fell by more thana 30% from 2007 to but has since stabilized, said Scotf Norman, vice president of the Texas Mortgaged Bankers Association. Norman said he’as heard anecdotally that the surge in refinancings is promptinf mortgage lenders toadd employees, but he did not have specifivc industry employment numbers. To make room for new TexasLending.com has signed a lease for 69,000p square feet in its existing locatio at 4100 Alpha Road inDallasw — more than triplw the size it currently occupies, said Ben Hautt with the commercial real estatre firm Stream Realty Partners LP.
Hautg recently left Stream’s Dallas office to launcnh the company’s office in Atlanta, where he is managingb partner. TexasLending.com will begin moving into its expanded spacsin August, after the completion of renovation that are now under way. After expanding, TexasLending.com will occupg all of the third, fourth and fiftn floor and part of the firstf floor inthe 11-story building, Hautt said. “It’ an expansion, and todat that’s not something you see a lot Hautt said. “They’re thriving in the current economy.
” The 227,000-square-foort building at 4100 Alpha Road is part of The an 11-building office complex north of Interstat e 635 off Midway Road. The askintg lease rate for the space isabouy $16.50 per square foot. Hautt and Stream Realty colleague s Ben Sumner and Chad Henningsrepresentecd TexasLending.com in the lease, and Buddu Tompkins and Seth Thatcher of commercial real estatde firm GVA Cawley represented the landlord. Hautr said TexasLending.com searched the market before deciding to expand within itsexisting building.
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